Be in a better position to make an offer on a property you wish to buy by having your finances in place. John German will start the ball rolling by putting you in touch with APR Money Limited for independent mortgage advice.
APR Money Limited has helped hundreds of John German buyers with their mortgage applications, working alongside the sales teams to provide a seamless experience.
No broker fee to pay
Working together to help you move, John German meets the cost of the initial consultation which means there will be no broker fee to pay.
A mortgage tailored to you
APR Money Limited compares the whole market to find competitive mortgage rates to suit your specific needs.
Putting you in a better position
Seen a property you like? Unlike with many banks, there will be no long wait to get an appointment, APR Money Limited will start the ball rolling straightaway.
Advice on acceptability
Each lenders' mortgage policies and lending criterias are different. APR Money Limited will recommend the mortgage lenders most likely to accept your application.
On-going support
You can use APR Money Limited for further advice on mortgage products when your mortgage rates are due to expire.
Buy to Let (BTL) Mortgage Advice
Becoming a landlord for the first time or are you considering expanding your rental portfolio? APR Money Limited will help find the best buy to let mortgage for you.
Favourite part of your job? Is saving the day! When something has gone wrong with someone’s mortgage application and we are able to intervene and get them into their dream home.
Top tip for buyer or seller? Before taking the plunge and applying for a mortgage speak to an independent mortgage advisor. With so many different lending policies between mortgage providers these days, it is worth your while to speak to someone impartial who will find you a mortgage based around your own needs.
What would be your dream home? My dream house would have to be a place overlooking the sea. There is something really calming about watching the waves roll in. Being by the sea takes me back to my childhood in the Northeast, having lemon tops in Redcar and enjoying fish & chips in Whitby.
I started my working life as an Underwriter for Abbey National before becoming a Mortgage Advisor in Birmingham. I then became a Area Mortgage Manager in retail banking. I have been working with APR for 18 months.
The best part of your job?
Diversity; Every client is so different, each recommendation and needs are bespoke. Love being independent, for Mortgages and Protection – the client gets the best of both worlds.
Top tip for a buyer or seller?
Follow your head and not your heart!
What would be your dream home?
A three story town house in Notting Hill with a high walled garden
Studied Accounting & Finance at university focusing on retirement planning using property and pensions. After graduation moved to a independent broker in Staffordshire for a few years passing the professional CeMAP qualification before joining APR 5 years ago.
The best part of your job?
Knowing that I’m giving the best honest open advice possible to ensure clients are getting the best possible outcome.
Top tip for a buyer or seller?
Be prepared. Have an AIP and know the up to date rates ready BEFORE going to view a property. Know what you are looking at in terms of monthly payments for each property to gain an extra level of context when comparing houses. Independent whole of market brokers will put you in the best place for this to ensure you are getting the whole picture of an ever changing mortgage market.
What would be your dream home?
A quaint English cottage with a rose & kitchen garden in the lake district. I love my escapes canoeing on the water and gardening – time permitting!
What is your experience? I have been a mortgage advisor since 2021, with previous experience in banking
The best part of your job? I love helping my customers to move, but the best part is definitely supporting first time buyers! It is always an emotional transaction and the hard work pays off the day they finally move to their first home. Nothing can beat the moment you collect your first set of keys.
Top tip for buyer or seller? Trust the process. Buying and selling house can be emotional, but us, the professionals, have done it many times before. We know it will happen, no matter the hurdles. You will achieve your goal
What is your experience? I have over 4 years experience in the mortgage market
The best part of your job? Being able to help clients move into their dream homes.
Top Tip! Speak to an independent mortgage adviser to be able to ensure you are getting the best deal for you and ensure you meet all the lending criteria. Get some quotes and a mortgage in principle before you start viewing properties. This will put you in a better position to make an offer and give you a better understanding of what you would pay a month for that house.
What would be your dream home? A house overlooking the beach and sea.
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